With the launch of the iPhone 4 today, Asurion have announced the availability of a new insurance option for the iPhone in the MobileProtect device protection program.
The program features a few key differences from the typical handset coverage programs offered by carriers with the insurance provider, such as loss/theft coverage and accidental damage along with water damage coverage. The program otherwise covers the typical out of warranty failures common to other insurance programs
The MobileProtect program also includes a dedicated application for the iPhone to check eligibility directly from the device without needing to go through AT&T, with the program also offering next day replacement when filing a valid claim.
The following deductible table details the out of pocket expense when paying the $11.99 monthly fee for coverage with a maximum of two claims in one calendar year that cannot exceed $1500 in total value:
3G
8GB – $99
16GB – $149
3GS
8GB – $99
16GB – $199
32GB – $199
4
16GB – $199
32GB – $199
The program can be cancelled at anytime and in the event of cancellation, receive a pro-rated refund of the unearned monthly insurance premium.
